Privacy Policy
PRINT OUR PRIVACY POLICY (PDF)
Rev: November 2020
QINBK takes its clients’ financial privacy very seriously. QINBK is committed to protecting the privacy of its customers and potential customers. We are committed to safeguarding your account, transaction, and nonpublic personal information. Such information is considered confidential. If you terminate your relationship with QINBK your information will still be kept confidential. This Privacy Statement describes how we collect and use your personal information and how we maintain the confidentiality and accuracy of such information.
Facts
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WHAT DOES QINBK DO WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and account balances
- Credit History and Transaction or Loss History
- Payment History and Wire Transfer Instructions
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How?
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All financial companies need to share customers’ personal information to run their everyday business. In the section below, list the reasons financial companies can share their customers’ personal information; the reasons QINBK chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does QINBK share?
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Can you limit this sharing?
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For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
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Yes
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No
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For our marketing purposes- to offer our products and services to you
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No
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We don’t share
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For joint marketing with other financial companies
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No
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We don’t share
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For our affiliates’ everyday business purposes- information about your transactions and experiences
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No
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We don't share
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For our affiliates’ everyday business purposes- information about your creditworthiness
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No
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We don't share
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For our affiliates to market to you
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No
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We don't share
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For non-affiliates to market to you
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No
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We don't share
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Questions?
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Call: 845-561-0003
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Who we are
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Who is providing this notice?
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QINBK
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What we do
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How does QINBK protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does QINBK collect my personal information?
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We collect your personal information, for example, when you
- Open an account or apply for a loan
- Deposit money or pay your bills online
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and non-financial companies.
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Non-affiliates
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Companies not related by common ownership or control. They can be financial and non-financial companies.
- QINBK does not share with nonaffiliates so they can market to you
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Joint Marketing
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A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners may include credit card, investment, insurance or other financial companies.
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OTHER IMPORTANT INFORMATION:
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Federal law establishes privacy standards and requires QINBK to provide our privacy notice to customers each year. If you have any questions about our privacy practices you may write us at QINBK, 68 N. Plank Rd, Newburgh, NY 12550. |
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